I have received a sum of money and want to invest it.
I want to invest money monthly into a savings plan
Start planning for a secure future today.
Get a quote for a regular savings plan!
Regular savings are a key part of achieving your future financial goals. Invest your savings in a diverse range of funds matching your personal attitude towards risk, rather than leaving it with negative interest in a bank or credit union due to inflation.
Start from as little as €80 per month, change your contributions at any time
Comparing Ireland’s leading providers of investments, such as Zurich, Aviva and New Ireland…
We will tailor a personal savings plan to suit your requirements and attitude towards risk.
We will then invest it in a range of different funds to suit your investment profile. Such as multi-asset funds, ESG funds, With-Profit Funds, Cash and bonds, Equity, Property & more.
Would you rather speak to a qualified financial advisor?
This can vary depending on a number of factors such as length of time invested, fund selection and risk rating.
Below shows average return for Zurich multi-asset fund profiles as an example, over 5 years and 10 years.
Each line below represents different risk profiles. (Prisma 2, 3,4 etc)
Cash in the bank (top) vs. Invested cash (bottom).
Regular contributions of €300 per month for the past 15 years in Zurich’s balanced fund would have yielded a return of 88% in comparison to losing -4% if you saved your money in the cash fund.
Most people put their savings or left over cash in their bank, either in a regular savings or deposit account. Which will yield a low rate of interest, generally speaking not even covering the current rate of inflation.
With a Savings Plan (Zurich example), Regular contributions of €300 per month after 5 years would gain €19,878.93, after 10 years €44,176.61 and after 15 years €73,723.32.
After 15 years of saving €300 in cash, that would equal €54,000 in comparison.
What is it that you’re planning to save for? Draw up your wish list (We can help with this as part of a Personal Financial Plan or a Business Owner Financial Plan)
Once you have your list, set your priorities and timeframe, when do you plan to achieve these goals? For example if it’s saving for a childs second level education, it might be when they turn 18.
Figure out your monthly budget. How much disposable income do you have after expenses?
Can you free up some expenses? Maybe you don’t need all Disney, Netflix, Apple TV and Amazon Prime. By cancelling Apple TV, Disney and Amazon Prime would save you €33 per month or €396 per year. Adding that to getting rid of a daily coffee €3 per day (€1092 per year) that’s saving you a total €124 per month (€1488 per year) to invest.
After your goals and time frame is determined, we compare Ireland’s leading providers and fund options to ensure you get the most out of your money.
Whether it’s multi-asset funds, ESG funds, or a tailor-made plan – we provide all the choices.
Contact our award-winning team by clicking the link below or schedule an appointment for a time that suits you best.
Warning: Past performance is not a reliable guide to future performance.
Warning: Benefits may be affected by changes in currency exchange rates.
Warning: The value of your investment may go down and up.
Warning: If you invest in these funds, you may lose some or all of your investment.
Income, Life, Mortgage, Health, Serious Illness Protection
Freephone (1800) 808-808
Maximise your retirement potential and achieve your financial goals with a tax-efficient pension review. Schedule your consultation today with our award-winning advisors and enjoy the benefits of a well-planned financial future.
Make informed decisions. Explore our articles and stay up-to-date.
Subscribe to our YouTube Channel and explore our insights and tips, empowering you to make informed decisions that will not only protect your future and loved ones, while also ensuring you achieve all your financial goals.
At True Wealth, we believe everyone deserves access to expert financial advice, regardless of their current wealth or financial situation. If you have a passion for connecting with people and aspire to thrive in a culture built on trust, integrity, dedication, and excellence, this could be the perfect fit. Let’s grow together!
