A Personal Financial plan is quite simply a roadmap to financial peace of mind for now & the future. Having a plan ensures you’re more likely to fulfil your financial goals, plan for retirement, protect your hard-earned money and ensure you are availing of the best tax-back incentives available. It involves taking a deep dive into your current financial situation, assessing what’s working, what’s not working and what your goals are in 5, 10 or even 40 years’ time.
After assessing your current situation and attitude towards risk, we will implement the proposed solutions to ensure you meet your financial goals.
As you journey through life, your financial objectives and requirements may evolve. That’s why, when we meet you, we take a comprehensive approach to fully understand your current financial situation and future ambitions. We begin by evaluating your assets, income and expenses and then work with you to establish your long-term goals and objectives.
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Save for a deposit, or a new car.
Grow your retirement fund.
Fund your children’s education or wedding.
Protect your family in the event of the unexpected.
Our State of the art Financial Planning app will allow you to visualise your current and future financial situation. Available for Desktop, iOS & Android.
Ready to take control of your financial future? Our video explains how a personal financial plan can help you achieve your goals, manage risks, and build lasting wealth.
From budgeting to long-term investments, this video provides valuable tips to make smarter financial decisions today for a better tomorrow.
Provide direction and protection to your wealth. Start your True Wealth Personal Financial Plan today by enquiring now.
An important part of a personal financial plan is Online Cashflow Modelling, which helps us create scenarios that allows you to visualise how your financial future situation may look using different scenarios, alongside stress-testing the proposed solutions up to 10,000 times using deterministic modelling. The reasoning behind this is.. Markets don’t behave in a linear fashion, neither should the cashflow model. The stress test, called ‘Monte Carlo’ will take into account your current attitude towards risk, market trends and provide a pessimistic, optimistic and average outcome lines which you can see below.
Based on your goals and using prudent assumptions, The Cashflow Modelling view will show you in real time how much money you have now, will have in the future, and how your familys future could potentially be affected by unplanned events such as loss of income, illness or even death.
This timeline (up to age 100) will help you to see for example: When to increase your investment strategy to cover potential shortfalls, or what the impact of withdrawing money for a special occasion in the future would have on your retirement income.
The idea is that it gives you a detailed vision of your financial future and better context for making further financial decisions. As an example, it would show you how your wealth would be affected if you were to buy a property in 5 or 10 years, start a new business, investing money or taking a dream holiday. Or even what your options would be if you were to experience a sudden windfall.
Your online portal can be refreshed and updated as your life progresses so it always gives you a true picture of your financial future.
Our Financial Planning Software is available for iOS, Android & Desktop for your convenience. Book an appointment to gain access to our financial planning platform and get started today.
Ensuring a robust protection package is in place is crucial for achieving smart financial planning and reaching your long-term goals seamlessly. By incorporating essential protection products such as Health Insurance, Life Insurance, Income Protection, and Pension, you fortify your financial foundation against unexpected challenges, safeguarding your hard-earned savings and maintaining financial stability. These protection products act as pillars of security, offering a safety net during unforeseen circumstances.
Health Insurance shields you from exorbitant medical expenses, while Life Insurance provides financial support to your loved ones in the event of your untimely passing. Income Protection ensures continuity of income during periods of incapacity, allowing you to meet your financial obligations without depleting savings. Meanwhile, a Pension plan secures your retirement future, ensuring a steady income stream when you no longer actively work.
Instead of dipping into savings or facing financial strain during emergencies, you can navigate challenges confidently, knowing that you have a comprehensive safety net in place. This proactive approach not only protects your financial well-being but also empowers you to pursue your aspirations with peace of mind, ultimately leading to greater financial success and security.
Having a Protection Package in place to build a safety net for yourself, your loved ones and your assets provides essential protection against the uncertainties of life. This guide is designed to help you with the knowledge and tools needed to make informed decisions that resonate with your individual and business goals and aspirations.
After you download your guide, one of our expert mortgage advisors will be in touch shortly to provide you with guidance and further relevant information including our offers and packages.
At True Wealth, we believe that smart financial planning and strategic tax advice go hand in hand. That’s why we’ve partnered with Brown & Lombard, one of Ireland’s leading independent tax advisory firms, to offer our clients the best of both worlds.
This partnership provides you with access to expert tax insights tailored to your personal and business objectives. Whether you’re a business owner planning for succession, a company director navigating compliance, or simply someone looking to maximise your wealth, our collaboration ensures you receive a comprehensive strategy built for growth and efficiency.
What this means for you:
Greater tax efficiency in your personal wealth plan.
Income, Life, Mortgage, Health, Serious Illness Protection
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Unlock your full retirement potential and reach your financial milestones with a tax-efficient pension review guided by our experienced and qualified Financial Advisors. Schedule your consultation today with our award-winning team and set the course for a well-planned financial future enriched by expert Financial Advice.
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At True Wealth, we believe everyone deserves access to expert financial advice, regardless of their current wealth or financial situation. If you have a passion for connecting with people and aspire to thrive in a culture built on trust, integrity, dedication, and excellence, this could be the perfect fit. Let’s grow together!
